Bad Credit

Mortago helps in securing your financial future, one step at a time!

If your credit is bad, Mortago will do everything possible to fix it to give your loan the best chance to be approved.

Building with the right mortgage company is very important when it comes to feeling good about your home purchase. If you choose the wrong company or wrong terms, then you’re not going to be satisfied. You don’t want to create problems for yourself, come to Mortago to help ease your stress.

You may feel like giving up on your mortgage if your finances are bad; Mortago will renegotiate loans rather than have them default.

To help shorten the process of obtaining your mortage from us, have your documents ready when you enter our office. You should have your last two pay stubs, bank statements, income-tax returns, and T4s. Save all of these documents and any others in an electronic format, so that you are able to easily resend them if they get lost.

Smile! We offer Bad Credit Mortgage Approvals!

If you are looking for a mortgage, you will need to ensure that your credit is up to par. Lenders tend to closely look at your entire credit history to make sure you’re a good risk. Repair your credit if it’s poor to increase your chances at getting a mortgage.

Learn how to detect and avoid shady lenders. Most home mortgage lenders are legitimate, but you have to be sure. Avoid the lenders that are trying to smooth talk their way into a deal. Never sign loan documents with unusually high interest rates. Avoid lenders who say there is no problem if you have bad credit. Don’t work with anyone who says lying is okay either.

Dealing with all the specifics of your home mortgage can be very difficult, especially when you are buying your first home. Come to Mortago to en sure you are getting a good deal!